$669,000

285 Hugh Thomas Drive, Panama City, FL 32404

4 beds |
5 baths |
2,438 sqft

Single-Family Home
Built in 2024
0.44acre lot
3 car garage
$274/sqft
Listed 13 days ago

Property Description

*Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.

Listing Status:: Active
Date Added:: November 20, 2025 at 06:00AM
Listing Office:: EXP Realty LLC : 850-460-2900
MLS ID:: 781917

Appliances: Electric CooktopElectric Water Heater
A/C: Central AirCeiling Fan(s)
Heating: CentralElectric

Style: Contemporary
Other Structures: PatioCovered

General: 1

Road/Access: City Street
Originating MLS: CPAR_CPAR
County: Bay

Zoning: GRIMES CALLAWAY BAYOU ESTS UNIT #6 146C LOT 17 BLK E ORB 4655 P 7206641-995-210
View: Bayou

Utilities: Electricity Available
Sewer: Public Sewer

Source: CPAR_CPAR

This listing courtesy of EXP Realty LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Callaway Elementary School

7115 E Highway 22, Panama City, FL, 32404

Grades KG-5

0.85 miles away

Rutherford High School

1000 School Ave, Panama City, FL, 32401

Grades 6-12

3.79 miles away

Rutherford High School

1000 School Ave, Panama City, FL, 32401

Grades 6-12

3.79 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.