1 Harvard Circle, Panama City, FL 32405

• 4 beds |
• 3 baths |
• 1,541 sqft

Property Description

Experience thoughtful design, modern finishes, and worry-free construction in this brand-new 4 bedroom, 3 bathroom home located in the desirable Forest Park area of Panama City. Designed to ''live large,'' this 1,541 sq ft split floor plan feels significantly bigger than its footprint and delivers a highly functional layout perfect for families, guests, or flexible living needs. The master suite offers a private retreat with a spacious walk-in closet and a generously sized single vanity with excellent counter space, along with a clean, modern bathroom design. The additional bedrooms are positioned for privacy and convenience around two full guest bathrooms. Built to current Florida Building Code standards, this home includes full impact-rated windows, durable Hardie siding (Kendall Charcoal shakes with Stonington Grey lap), and a long-lasting metal roof—providing exceptional protection, lower insurance costs, and long-term value. The exterior design blends clean lines with modern finishes, while the interior offers an open-concept great room with natural light, an efficient kitchen layout, and well-planned storage throughout. A dedicated laundry room, smart window placement, and the split-bedroom design add comfort and livability to the overall flow of the home. With no HOA, this property also offers flexibility for a variety of ownership needs, making it an excellent option for mid-term or long-term rental income. Its central location and efficient layout appeal to relocating families, traveling medical staff, professionals, and anyone seeking a low-maintenance, quality-built home in a convenient area. Located minutes from major shopping corridors, restaurants, schools, and the 23rd Street medical district—with quick access to Panama City Beach, Tyndall AFB, and key commuter routes—this home provides exceptional accessibility while still offering the comfort of an established neighborhood. It is equally suited for full-time living, long-term occupancy, or a well-positioned investment property. Additional features include energy-efficient HVAC, fiber-cement exterior, engineered roof trusses, upgraded insulation, impact glass throughout, and craftsmanship that meets or exceeds modern structural standards. The open living area is ideal for entertaining, and the thoughtful layout provides excellent separation between the master suite and the guest bedrooms. Estimated completion is Christmas Day 2025, allowing the new buyer to start the new year in a beautiful, never-lived-in home. This new build offers the space, strength, and modern styling today's buyers prefer—without the restrictions of an HOA and without the maintenance concerns of older homes. Schedule your viewing and experience how comfortably this home lives inside one of Panama City's most convenient and established neighborhoods.

Listing Status:

Active

Date Added:

December 2, 2025 at 06:00AM

Listing Office:

Savvy Avenue LLC : 888-490-1268

MLS ID:

782242

Exterior

• Style: Other

Location

• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: 3RD ADD. FOREST PARK MAP 91B4 LOT 36 BLK D ORB 1122 P 1227 ORB 1361 P 190913421-000-000

Utilities

• Utilities: High Speed Internet Available
• Sewer: Public SewerSewer Tap Paid

Financial

• Source: CPAR_CPAR

This listing courtesy of Savvy Avenue LLC