8817 S Thomas Drive A815, Panama City Beach, FL 32408

• 1 bath |
• 489 sqft

Property Description

Top of the Gulf Unit 815 | Fully Updated Top-Floor Gulf-Front Condo in Panama City Beach! Welcome to Unit 815 at Top of the Gulf—an updated, fully furnished top-floor condo offering one of the most desirable and direct Gulf-front views in the entire building. Located on the sugar-white sands of Panama City Beach, this Gulf-front studio places you just steps from the shoreline with panoramic, unobstructed views of the Gulf of Mexico through a floor-to-ceiling beachfront window. This turnkey condo has been thoughtfully remodeled with a brand-new queen bed, all new furniture, a flatscreen TV, and a dining space for four. The kitchen and living areas have been refreshed with modern appliances, new countertops, a stylish backsplash, white brick wall accents, new flooring, and updated finishes throughout. The result is a clean, modern coastal retreat ready for immediate enjoyment or rental use. Top of the Gulf is a well-maintained beachfront community that has recently completed major building upgrades, including new elevators, resurfaced floors, new exterior doors and windows, updated balcony railings, and complex-wide Wi-Fi. Amenities include a Gulf-front pool, kiddie pool, fitness center, owners lounge, game room, BBQ grills, picnic areas, beach showers, a poolside snack bar, and convenient onsite laundry. The building is pet-friendly for owners, offers low HOA dues that include water, cable, internet, and parking, and is fully compliant with Florida's new condominium regulations—no special assessments. Located on Thomas Drive, this condo is within walking distance to Pineapple Willy's, Signal Hill Golf Course, beachfront dining, shopping, entertainment, and popular Panama City Beach attractions. While Unit 815 has not been used as a vacation rental in recent years, it is rental-ready and positioned to perform exceptionally well as an investment property. This top-floor Gulf-front condo is ideal for buyers seeking a personal retreat, full-time coastal living, or an income-producing beachfront investment. With premium views, modern upgrades, and a strong location in one of the most desirable condo buildings on the beach, Unit 815 offers true turnkey Gulf-front living in Panama City Beach.

Listing Status:

Active

Date Added:

November 17, 2025 at 06:00AM

Listing Office:

eXp Realty, LLC : 850-896-5899

MLS ID:

781757

Interior

• General: Breakfast Bar
• Flooring: Luxury Vinyl Plank
• A/C: Central AirVaries by Unit
• Heating: ElectricVaries by Unit

Exterior

• Style: High Rise
• Pool: Community
• Parking: PavedParking Lot

Location

• Road/Access: Deeded Access
• HOA Amenities: Beach RightsBoat RampGame RoomBarbecuePicnic AreaClubhouseCable TVFitness FacilityInternetLaundryMaintenance GroundsPool(s)TrashWaterMonthly
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: TOP OF THE GULF CONDO UNIT # A-815 ORB 504 P 566 ORB 3915 P 1287 EFF 1B 489 H&C34994-290-000
• View: GulfView

Utilities

• Utilities: Cable ConnectedHigh Speed Internet AvailableTrash Collection
• Sewer: Public Sewer

Financial

• Source: CPAR_CPAR

This listing courtesy of eXp Realty, LLC