$714,900

520 Sandy Lane, Panama City Beach, FL 32413

  • 4 beds |
  • 3 baths |
  • 1,813 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1982
  • Property Lot Size Icon0.28acre lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $394/sqft
  • Property List Date Icon Listed 3 days ago

Property Description

Welcome to 520 Sandy Lane, a flexible income-producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette--perfect as a private rental or a true mother-in-law suite.In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year-to-date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.The upstairs unit offers bright, spacious living, while the full-home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.

Listing Status:
Active
Date Added:
August 27, 2025 at 05:00AM
Listing Office:
Counts Real Estate Group Inc : (850) 249-3615
MLS ID:
778274
  • General: FireplaceKitchen IslandSplit BedroomsSmart Thermostat
  • Appliances: DryerDishwasherElectric OvenElectric Water HeaterFreezerMicrowaveRefrigeratorWasher
  • Flooring: Luxury Vinyl Plank
  • A/C: Central AirCeiling Fan(s)DuctlessElectric
  • Heating: CentralDuctlessElectricFireplace(s)
  • Fireplace: ElectricFireplace

This listing courtesy of Counts Real Estate Group Inc

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  â€ 
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

W

West Bay Elementary School

14813 School Dr, Panama City Beach, FL, 32413

Grades KG-5

4.67 miles away

S

Surfside Middle School

300 Nautilus St, Panama City Beach, FL, 32413

Grades 6-8

4.56 miles away

J

J.R. Arnold High School

550 N Alf Coleman Rd, Panama City Beach, FL, 32407

Grades 9-12

6.78 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.

Similar Listings Nearby