433 Water Oak Circle, Panama City Beach, FL 32408

• 3 beds |
• 2 baths |
• 1,248 sqft

Property Description

Set on a ¼-acre private lot in North Lagoon Oaks, this well-maintained 3-bedroom, 2-bath home offers comfort, convenience, and space to enjoy the Florida lifestyle. The open and inviting layout features a large living area with natural light, a dedicated dining space, and a functional kitchen with plenty of cabinet storage. The split floor plan provides privacy with a spacious primary suite complete with an ensuite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Outside, enjoy a cleared and oversized yard—perfect for pets, gardening, or adding a workshop or storage building. The property includes a private driveway with ample parking for vehicles, a boat, or RV, and no HOA means you have the freedom to make it your own. Located on a quiet cul-de-sac just minutes from St. Andrews State Park, the Grand Lagoon, beaches, dining, and marinas, this home combines peaceful living with easy access to everything Panama City Beach has to offer. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this one is ready for your next chapter.

Listing Status:

Active

Date Added:

November 5, 2025 at 06:00AM

Listing Office:

Salty Marlin Realty LLC : 850-615-2406

MLS ID:

781274

Interior

• General: Breakfast Bar
• Appliances: DryerRefrigeratorWasher
• Flooring: Laminate
• A/C: Window Unit(s)
• Heating: CentralElectric

Exterior

• General: Deck
• Style: Mobile Home
• Parking: DrivewayOversized

Construction

• General: Vinyl Siding

Location

• Road/Access: Paved
• Originating MLS: CPAR_CPAR
• County: Bay

Lot

• Zoning: NORTH LAGOON OAKS 4TH ADD LOT 16 BLK A ORB 3710 P 70230167-170-000

Utilities

• Utilities: Septic Available
• Sewer: Septic Tank

Financial

• Source: CPAR_CPAR

This listing courtesy of Salty Marlin Realty LLC